This is a sponsored conversation written by me on behalf of CHASE and #WeAllGrow Latina Network. The opinions and text are all mine.
Being a victim of fraud is never good. Not only do you have to deal with reporting it, getting the fraudulent charges removed/reimbursed, getting replacement cards, etc. but you also feel victimized. I know I did when it happened to me. That’s why I was happy to partner with Chase to help stop fraud from happening to you. With back to school season upon us, and the holidays just around the corner, I thought it was a good a time as any to share the proactive fraud savvy tips that have worked for me.
And they come from Brittney Castro, who’s working with Chase as a Chase Financial Education Partner.
And I couldn’t agree with her more. We have to be smarter consumers if we want to avoid fraud. Especially when we’re shopping, on the hunt for the best deals and prices. While that may land us instant savings on the front end, we have to think about the safety of our payment information on the back end. That’s why I, like Brittney, prefer to shop with well respected and trusted retailers.
I also love the extra verification layer offered by the embedded chip in my card.
And I’ve definitely steered away from making any of my purchases via Wi-Fi. I know that having 24/7 purchasing power at our fingertips, with all our portable devices, can be tempting to make purchases anywhere. But I would suggest you follow Brittney’s advice and opt for choosing your own hotspot to access a private Wi-Fi connection vs. using public Wi-Fi which is not encrypted.
Encryption is key. That’s why most trusted websites prompt us to create strong passwords with numbers, letters and symbols any time we create an account with them. We just have to make sure we do that with any accounts we create online.
And as always stay vigilant over our finances, reviewing our statements so that we can spot any fraudulent purchases and/or any other inconsistencies. We basically don’t want to leave ourselves vulnerable, especially as we run around getting all those back to school supplies and/or start working on all the holiday shopping to come.
For more, visit chase.com/fraudsecurity and take all of the necessary steps to protect yourself against fraud.
What other proactive fraud savvy tips can you share?
This is a sponsored conversation written by me on behalf of CHASE. The opinions and text are all mine.
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